Refinancing student loans is meant to ease the burden and stress of paying back a single loan or multiple loans. Student loan refinancing is a crowded market, controlled by lenders like SoFi, Laurel Road, Earnest and others vying for business. Splash Pecuniary works with several different banks and credit unions to offer student loan refinancing, so there isn't one segregate financial hardship and forbearance policy. Founded in 2013, Splash Financial is a student loan refinancing company that offers borrowers a wide range of options. Earnest Review 2021 | BestMoney.com Splash Financial provides competitive interest rates, both fixed and variable. Splash Financial is in all 50 states and is intensely focused on customer service. Splash partners with credit unions, banks, and other leading lenders to offer amazingly low rates. The company's goal is to both lower your monthly payments and enable you to pay off your loan in less time. No application or origination fees and no prepayment penalties. Variable-rate loans have the option of a. Splash is currently offering College Investor readers a $500 bonus if you refinance a loan over $50,000. 2.49-5.79% N/A. Earnest variable interest rate student loan refinance loans are based on a publicly available index. Splash's mission is to create a faster and less expensive financial world. Splash Financial is a leader in student loan refinancing with new rates as low as 2.30% fixed APR which can save you tens of thousands of dollars over the life of your loans. The company offers loan terms of 5, 7, 8, 10, 12, 15, and 20 years. They also offer a special refinancing program for residents and fellows, which allows you to pay only $100 a month during training. Spousal refinancing allows you to combine your spouse's credit and income with your own when applying for a new loan. One downside of Splash student loan refinancing is that it's merely a middle man. 5 Best Student Loan Refinance Companies of December 2021 ... Additionally, Splash Financial's lending partners offer some of the best interest rates for student loan refinancing on the market. Out of all the lenders we reviewed, Splash Financial has the lowest interest rates for student loan refinancing. Splash Financial Review 2021 | ConsumerAffairs Splash is a student loan refinance company that negotiates with credit unions and banks to provide market-leading rates. Student loan refinancing is the first financial service offered by Splash. on Splash Financial's website . Here's a quick look at some of what you'll find: Fixed and variable rate loans of $7,500 to $300,000. You can refinance to either a fixed or variable rate. Splash Financial is one of a handful of comparison services for refinancing student loans: if you want to see what your interest rates and loan offers would be with multiple lenders without having to fill out multiple applications, this is a good place to start. Start saving today with a refreshing take on student loan refinancing. Check rate. There's a lot to love about the company and what they offer. Education Loan Finance is a nationwide student loan debt consolidation and refinance program offered by Tennessee based SouthEast Bank. Although Splash Financial is one of the newest lenders in the student loan refinancing space, they are packaging some of the lowest rates you will see across all of our lending partners on the Student Loan Calculator. We highly recommend Splash as they typically have one of the lowest rates you'll find in the student loan marketplace. Loan terms . SoFi vs. Laurel Road: Which is Better for Student Loan ... A division of Nelnet, we are an investment-grade rated servicer that delivers innovative and flexible technology outsourcing, origination, and loan servicing solutions to consumer and private loan clients who are looking for a responsive, low-risk environment. With over 100,000 accounts and over $6 Billion in refinancing requests, Splash is one of the national leaders in refinancing student loans. Splash Financial is a student loan refinancing marketplace that uses its network of banks, credit unions and other lenders to match borrowers with refinancing options. Apply Now The Splash Financial Refinance Loan Offers the Following: Education Loan Finance Review 2021 | US News Federal student loan relief ends Jan. 31, 2022. Minimum loan amount of $7,500 and a maximum of $350,000. No application or origination fees and no prepayment penalties. The company offers refinancing of student loans, and was launched because the founders saw their friends "drowning in student loan debt.". The refinancing process with Splash… The refinancing process with Splash Financial was extremely smooth & quick. Apply for the Best Student Loan Refinancing Rates Splash Financial Student Loan Refinancing Review 2021 Student Loan Services at Splash Financial. This opportunity is atypical of financial companies and sets Splash apart from many of their competitors. Offering both fixed- and variable-rate loans for customers with college and graduate school debt, the company can help you consolidate multiple loans, lower your monthly payments, and reduce the lifetime cost of borrowing. Splash Financial Student Loan Refinance Reviews (December ... Focused. Splash Financial is a newer student loan refinancing lender, and they have come onto the marketplace with a "splash". Experienced. Read more. Splash Financial loans are funded by banks and credit unions to ensure market leading rates. The Big Splash Financial Advantage The big advantage to Splash Financial is the variety of funding sources that they have at their disposal. Splash Financial negotiates with credit unions and banks to provide low refinancing rates to student loan borrowers. Splash Financial Student Loan Refinance Review | Finance Talk They help with both general student loans to those who have a bachelor's degree and medical school loan . Cons The cons to using Splash Financial are similar to other lending companies: Terms of loan vary based on lender Although Splash Financial is one of the newest lenders in the student loan refinancing space, they are packaging some of the lowest rates you will see across all of our lending partners on the Student Loan Calculator. Splash Financial is a leader in student loan refinancing for doctors. Updated on November 5, 2021 By Trish Sammer <-- View all of my refinancing options. Splash is a student loan refinance company that negotiates with credit unions and banks to provide market-leading rates. Borrowers considering this option should tread carefully. Check My Rate Rates start at 1.88% variable APR † Checking rates will not impact your credit score 1 Updated on November 5, 2021 By Trish Sammer <-- View all of my refinancing options. They also offer a special refinancing program for residents and fellows, which allows you to pay only $100 a month during training3. As Splash grew, refinancing expanded to all college graduates. Secure. If you have $200,000 in student loans at 6% and you could refinance those loans to 4%, that's 2% a year in extra interest you are paying. The purpose of refinancing is to get a lower interest rate and thereby reduce the monthly payments and lifetime costs. Though a relatively. Splash Financial is all about saving you money by helping you get out of student loan debt faster. Select loans are originated and funded by Bank of Lake Mills and not Splash Financial. Splash is a leading digital lending platform that helps borrowers easily shop and compare financial products from a . Note: Medical student refinance loans are available only to borrowers who are . Loan terms range from 5 to 20 years for fixed-rate loans and 25 years for variable interest loans. Refinance your student loans with Splash Financial, the industry leading platform that connects you with lower interest rates. They also offer the ability for you to refinance both federal and private student loans, this also includes parent plus loans. Answer (1 of 4): Dave Ramsey is famously against all debt except a 15-year mortgage "so I won't be mad at you." However, he has partnership arrangements with certain companies that he calls "Endorsed Local Providers." Until very recently, he had a lead-generating arrangement with eXp Realty, Par. Interest Rates Co-Signer Release Loan Terms Repayment Length Solid Splash is new to student loan refinancing and consolidation but the rates are solid and worth investigating. It has a range of loan terms, and the online application and loan management makes the process simple. Splash Financial offers student loan refinancing for both federal and private student loans. Their mission is to lower your monthly payments, while allowing you to pay off your loan in less . The process was easy and straight forward. 650. Splash partners with credit unions, banks, and other leading lenders to offer amazingly low rates. Earnest variable interest rate student loan refinance loans are based on a publicly available index. Student Loan Refinancing - Splash Financial Refinance Student Loans The smarter way to refinance your student loans Shop and compare loan offers from our network of lenders. Splash Financial Student Loan Refinance Review. If you pay off that student loan over five years, not refinancing will cost you an extra . A division of PenFed Credit Union, Splash Financial, was created to help students save money on their educational debt refinancing. Let's take a quick look at some of the specific details of Splash Financial's student loan refinancing: Loan Terms: Splash Financial is very flexible with their loan terms. 1 Student Loan Refinancing In-school Student Loans Personal Loans Medical School Loan Refinancing Highly recommend! Splash Financial is an online marketplace that partners with loan servicers to provide medical students with the lowest student loan refinance rates and affordable repayment options. Splash Financial is a student loan refinancing service, based in Cleveland, Ohio, and was founded in 2013. If you apply on or after 12/15/2021, the variable . Why Splash Financial is the best for low rates: Because Splash works with a variety of lenders, it advertises some of the lowest rates for student loan refinancing for borrowers with good credit. Splash Financial Student Loan Refinance. While there is no maximum loan amount the minimum needed to refinance is $5,000. Splash Financial, a leading student loan refinance marketplace and technology company that partners with credit unions and banks to help people get the best refinancing rates on their student loans, announced it closed $12.3 million in Series A funding co-led by CMFG Ventures, LLC — which is the venture capital entity of CUNA Mutual Group and . Boasting competitive rates, a wide range of loan terms and unlimited loan amounts, this lender is ideal for graduates who want to bundle all of their student loans into one and potentially save money in the process. Splash Financial is a student loan refinancing service, based in Cleveland, Ohio, and was founded in 2013. Splash Financial Student Loan Refinancing Details and Interest Rates. There's a minimum credit score requirement of $36,000 per year unless you have a cosigner and a minimum credit score of 660 is required. Their mission is to lower your monthly payments, while allowing you to pay off your loan in less . Both private and federal student loans can be refinanced. Splash Financial is a student loan refinancing company that helps students refinance their loans online. As a student loan refinance company, they work with you to combine your federal and private student loans. Sofi's is one of the best student loans refinance lenders that offer student loan refinancing with an effective interest rates. Splash Financial is in all 50 states and is intensely focused on customer service. Get $300 when you refinance $50,000 at Splash Financial: https://www.p. Splash Financial is a student loan refinancing company that only focuses on student loan refinancing (unlike many of its competitors). Note that if you refinance $100,000 or more, $500 of the $1,000 bonus comes directly from Student Loan Planner®. Within 2 days I had confirmation that my refinancing had been approved. Splash offers general student loan refinance that can help medical school graduates get started on the right financial foot. Splash Financial is an online marketplace that partners with loan servicers to provide medical students with the lowest student loan refinance rates and affordable repayment options. Refinancing goes through PenFed Credit Union. I went from loans that were over 9% in interest to 2.7% and was able to cut 3 years of loan payments to get me out of debt faster. Splash Financial first entered the student loan refinance business as a lender focusing exclusively on young doctors in their residency or a fellowship. Splash Financial is a student loan refinance lender marketplace based in Cleveland, with its own lender network of banks and credit unions. About Splash Financial Founded in 2013 and based in Cleveland, Ohio, Splash Financial specializes in providing student loan refinances. Visit LendKey (Up to $1,250 Bonus) This option may work for some borrowers, but for others, it would be a huge mistake. Before submitting your loan application, check the individual lender's difficulty policies to see if they offer forbearance and loan discharge in the case of death . Today, Splash is a leading student loan refinancing marketplace and technology platform that partners with credit unions and banks to help consumers save money on their student loans. If you apply before 12/15/2021, the index is . Experience with Splash Financial? Read on to learn more. See our Splash Financial Student Loan Refinancing Review and refinance your student loans with the industry leading platform that connects you with lower interest rates.. Start saving today by using Splash Financial is a great way to refinance your college debt and pay it off quickly. ELFI Student Loan Refinance Review. One of the fastest-growing names in the student loan refinance marketplace is Splash Financial. A student loan refinance involves replacing one or more student loans with a new loan with better terms from a private lender. Refinancing is available for federal, private and Parent PLUS loans. Splash Financial Student Loan Refinance Review. Based out of Cleveland, Ohio and backed by Quicken Loans, Splash Financial launched in the summer of 2017 with a sole focus on helping doctors in residency lower the interest rates on their student loans. Our Process Splash Financial is one of the best options when it comes to Student Loan Refinancing. The reason for this placement is simple: Splash has the best mix of low interest rates and high approval numbers. Splash Financial is an online marketplace that partners with loan servicers to provide medical students with the lowest student loan refinance rates and affordable repayment options. Splash Financial is currently the top rated refinance lender on the market, but that doesn't mean Splash is a good idea for all borrowers. Splash Financial is a leader in student loan refinancing for doctors. Splash Financial Student Loan Refinance. The company offers refinancing of student loans, and was launched because the founders saw their friends "drowning in student loan debt.". Terms range from 5 to 15 years. Splash Financial Student Loan Refinancing Details and Interest Rates. Let's take a quick look at some of the specific details of Splash Financial's student loan refinancing: Loan Terms: Splash Financial is very flexible with their loan terms. Splash Financial is based in Cleveland and can help U.S. citizens and permanent residents refinance federal, private and Direct PLUS loans. The round . With Splash Financial student loan refinancing, you can choose to repay loans with a fixed interest rate over five, seven, eight, 10, 12, 15 or 20 years. Splash Financial, Inc. is a financial education and student loan refinancing company that provides online lending options to help college graduates consolidate and refinance their student loan debt. Cosigner release can be requested after 12 months of on-time . Splash Financial loans are funded by banks and credit unions to ensure market leading rates. Since I've refinanced for the first time 2 years ago, I gotten a better paying job, lower rent, and a higher credit score, so seeing these rates get actually below 6% has been exciting. Best for Refinance referral bonuses. Loan terms . When someone refinances their student loan(s), they are obtaining a new loan that pays off and replaces one or more student loans and that has terms that work better for their current financial situation, payment preferences and financial goals. They also offer the ability for you to refinance both federal and private student loans, this also includes parent plus loans. The lender offers the following rates (lowest rate includes 0.25% Autopay discount . If you apply before 12/15/2021, the index is the one-month London Interbank Offered Rate (LIBOR) and your rate will be calculated each month by adding a margin between 1.89% - 5.89% to the LIBOR. Refinance your student loans with Splash Financial, the industry leading platform that connects you with lower interest rates. Splash Financial student loan refinance review Our rating: 4.5 / 5.0 . Dave advertises and speaks highly of Splash Financial if people are wanting to refinance, and that's something my wife and I want to do in order to get get a lower interest rate (I make $53k/year and my credit score is 730 and I will be cosigning with my wife; Wife's credit score is 720 FYI). Whether you want a lower monthly payment, a faster repayment, or more time to pay, refinancing is often a good way to save money and simplify student loan repayment. $31,933-$20,998= $10,935. Finally, both lenders will refinance federal student loans. I'm beginning to shop around again to refinance my student loan. Article Updated Dece . Splash Financial is a marketplace lender specializing in refinancing student loans. Splash Financial operates as an online platform. Our sole focus is helping graduates save money through student loan refinancing - it's the only product . on Splash Financial's website. Check rate. Today, Splash is a leading student loan refinancing marketplace and technology platform that partners with credit unions and banks to help consumers save money on their student loans. Splash Financial gives borrowers quotes from its partner lenders with loans available in all 50 states. Splash Financial is a student loan refinancing marketplace that partners with credit unions, banks and other lenders to help its customers save money on their student loan repayments. We highly recommend Splash as they typically have one of the lowest rates you'll find in the student loan marketplace. I'm currently with Citizen's Bank at 7.23% on a 20 year term. For loan balances with a maximum limit of $300,000 and for non-residency and fellowship loans, Splash has partnered with Pentagon Federal Credit Union. Splash Financial also features many of the perks offered by top refinancing companies, including: Competitive fixed and variable interest rates ranging from 2.49% to 6.31% for fixed and from 1.88% to 6.15% for variable. With over 100,000 accounts and over $6 Billion in refinancing requests, Splash is one of the national leaders in refinancing student loans. Specializing in the refinancing of student loans, it's a virtual middleman that pairs borrowers with banks and credit unions. Start saving today with a refreshing take on student loan refinancing. 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